Early turn in | purchase current subaru | Extend your lease

2022 subaru ascent

power your adventures with the all new subaru ascent.

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  1. early turn-in
    • Early termination charge if you turn in your vehicle more than 30 days early
      • If you return your vehicle more than 30 days before the end of the lease term without purchasing it, you may have to pay a substantial charge which could be several thousand dollars. The actual charge will depend on when the lease is terminated, but the earlier you end the lease, the greater the charge is likely to be. For additional information, see the Early Termination section of your Lease Agreement.
    • Contact us within 1 business day of your vehicle turn-in date
      • Complete the Digital Lease Turn-in form or contact us within 1 business day of vehicle turn-in to make sure we have the correct date and information to calculate your lease-end bill, if you have one.
    • If you have lease-end charges, you'll receive your bill in the mail
      • Early termination and other situations where the vehicle must first be sold can expect a bill about 90–120 days after vehicle turn-in.
  2. purchase current subaru
    • If you want to purchase your current Subaru, contact us for forms, instructions and your purchase amount.
      • To release your title, your account balance must be $0, and we must have received a properly completed odometer statement. We will release the title to the mailing address on the account within 2-10 days. You can expect your title within 15-30 days. Please note that receiving your title could take longer depending on Postal Service delivery.
      • We can't accept a purchase from a third party, such as a friend or family member.1
      • Keep in mind: Even after you terminate your lease, you may be billed for remaining property taxes, parking tickets, toll charges and other state or local fees you still owe on your account.
    • If you want to stay with Chase, you can visit Chase Direct Auto to apply for lease purchase financing.
      • Lease purchase financing is only available for those named on the original lease agreement and cannot be transferred to a third party.
      • We can’t add or remove anyone from the lease.
      • You can check the status of your application about 24 hours after submission at chase.com/loanstatus.
  3. extend your lease
    • Do you need more time?
      • If you need more time to get the Subaru vehicle you want, or you're not sure if you want to purchase or turn-in your current vehicle, you may be eligible to extend your lease.
      • Keep in mind that you can only extend your lease for 6 months, if you qualify. If you want to turn your vehicle in before that 6 months is up, you can do so without incurring any early termination charge.
    • Ready to extend your lease?
      • To request a one-time 6-month extension on your current lease, send us a secure message at chase.com or contact us to see if you qualify.2
      • You must be current on your lease payments and not subject to any bankruptcy or repossession proceedings.
      • Once the 6-month extension is over, you can either return your vehicle or purchase it. Mileage is pro-rated for each month.
      • If you purchased any additional products with your lease, like extended warranties on the vehicle, tires, etc, they won’t extend with your lease.

Additional lease-end options

Get a new Subaru

get a new subaru

Learn what you need to know to purchase or lease a Subaru.

See options
Return your current Subaru

return your current subaru

You’re getting close to the end of your lease, so it’s time to figure out how to return your Subaru. Review our timeline so you can have a successful turn-in experience.

How to return your Subaru


1 Your lease agreement prohibits your assignment of any rights under the lease agreement without Chase’s prior written permission. One of your rights under the lease agreement is to purchase the vehicle by exercising the purchase option described in the lease agreement. We understand that you may find it beneficial to assign your purchase option right to a retailer when you turn in the vehicle, and Chase hereby provides its advance written permission for you to do so if you choose. This permission does not extend to any other aspect of the lease agreement. If the retailer exercises your purchase option you will not be required to pay any early termination or end-of-term liability, but you will remain liable for all other obligations under the lease agreement.

2 Only one six-month lease term extension is permitted for the duration of your lease.